Texas’ economy is growing faster than almost anywhere in the country.

But rising housing costs and a growing shortage of affordable homes are putting pressure on working families, employers, and communities across the state.

To keep Texas strong, lawmakers must preserve and strengthen the proven tools that make affordable housing development possible.

THE IMPACT OF HOUSINGEXPLORE HOUSING TOOLS
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864,000

Affordable homes Texas is currently short statewide
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Nearly 50%

Of Texas renters are cost-burdened
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320,000+

Additional affordable homes needed to support workforce demand
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81%

Of extremely low-income renters spend more than half their income on housing

Why does affordable housing matter?

  • Education

    Affordable housing supports stronger schools and more stable communities by helping teachers and working families remain in the areas they serve.

  • Healthcare

    Housing instability contributes to worsening healthcare outcomes and workforce shortages. Nearly half of Texans struggling with housing costs report delaying needed healthcare due to financial pressure.

  • Workforce & Economic Growth

    Texas employers depend on workforce housing to attract and retain employees. Housing affordability is increasingly tied to the state’s long-term economic competitiveness.

  • Transportation

    Housing located near jobs and economic centers reduces commute times, traffic congestion, and infrastructure strain across growing Texas regions.

THE TOOLS THAT BUILD TEXAS

Affordable housing in Texas is primarily developed through public-private partnerships supported by state, federal, and local financing tools.

These programs encourage investment, reduce development costs, and help create housing options affordable to working Texans.

EXPLORE FUNDING TOOLS

Federal Housing Tax Credits

The primary driver of affordable housing development in Texas.

Private Activity Bonds

Tax-exempt financing tools that support multifamily housing development.

State Housing Tax Credits

State-level incentives that help close financing gaps and expand production.

FEDERAL HOUSING PROGRAMS

Federal programs provide critical funding support for affordable housing, infrastructure, and community development efforts.

Local Incentive Programs

Community partnerships that support workforce housing and regional growth.

Texas’ future depends on affordable housing.

To preserve the strength of Texas communities and support continued economic growth, lawmakers must protect and strengthen the tools that make affordable housing possible.